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Class 4 - What we spend and how we spend it

Class Description: Information about our strategy for and management of, financial resources (in sufficient detail to explain how we plan to spend public money and what has actually been spent).

The information we publish is as follows:

Information about our accounts and budgets

Description of funding sources - extract from Annual Review 2018 2019

Audited accounts

Financial Regulations which include budgetting

Our Programme of work and projects

Brief details of any project funding and how it is being spent

Capital Works Programme/Plans information (annual programme figure)

Spending relating to staff and Board

Expenses Policies and Procedures - if there are procedures not in the policy you would like to see, please contact us.

Senior Staff/Board Members expenses 2018/2019

Board Member renumeration other than expenses are not applicable.  We do not renumerate Board Members

Pay and Grading Structure (levels of pay rather than individual salaries)

Staff Pension Scheme - Cloch provides a Pension Scheme for employees through the Scottish Housing Association Pensions Scheme (SHAPS).  A range of pensions are being contributed towards, including defined benefits schemes and defined contribution scheme for those staff employed post April 2017.